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Apply Online For Your Own House: Interest-Free Loans For Families Earning Less Than 60,000 Rs

- by Mudassar Nazir - Leave a Comment

Here is the latest Update for all the Eligible families of Punjab province who do not own a house and pay a heavy rent monthly for their house, now they can apply for their own house on more than 3 acres of land where they can live forever. The CM of Punjab has launched the latest Apna Ghar Apni Chat Scheme in which people can now apply Online and offline for free booking of their houses with interest-free loans if they want to make their own house.

 

In this post, you can learn how people are registering Online through the  Web Portal and if you want any further queries about its installment and down payments then read this article till the last.

Online Application For Apna Ghar Apni Chat Scheme 2024

The “Apni Chhat Apna Ghar” housing scheme was introduced by Punjab Chief Minister Maryam Nawaz on Wednesday. It is intended to provide homes with affordable installment plans and a streamlined application process. With three execution models, acag.punjab .gov.pk online apply this program will provide 100,000 affordable homes throughout the province in four and a half years.

You can easily apply for the CM Apna Ghar Apni Chat Scheme through the Online Web portal or via a contact number given by Maryam Nawaz.

Apply Online For the CM Housing Scheme Via https://acag.punjab.gov.pk/

You can apply Online Through the Government’s new website by the following steps:

  • First of all, you need to visit the given link for your online application: https://acag.punjab.gov.pk/
  • Once you land on this page, you have to press the Register Button on the top left side of the page,
  • Then a complete new application form will appear that needs to be fill Online with all the genuine information,
  • Once you fill the columns now press the Register button
  • So that your registration can be processed by the government.

This procedure is for those families who can easily apply through the Online  Portal, however government has also invented a second offline method for people who are not educated or can not apply Online.

Apply For Apna Ghar Apni Chat Via Phone Number

Here is another way you can apply Offline for the Maryam Nawaz housing Scheme through their official Phone number which is given below:

0800-09100

By contacting this number you can easily get all the information related to the Apna Ghar Apni Cat Scheme and they can also register as new houses Applicants.

Eligibility Criteria For Apna Ghar Apni Chat Scheme

Only residents of Punjab who meet the following eligibility criteria will receive interest-free loans through the government:

  • The applicant is ahead of his/her beta (nucleus) family as per the NADRA record.
  • Applicant is a permanent resident of Punjab as per his/her CNIC.
  • Applicant is the sole owner and possessor of a parcel of land measuring 5 Marla or less in urban areas and land up to 10 Marla in rural areas anywhere in Punjab, on the date of online application submission, wherein he/she intends to build his/her house.
  • Applicant should not have a criminal record such as being convicted for anti-state, anti-social activities heinous crimes, etc.
  • Applicant should not be a loan defaulter of any financial institution/ bank etc
  • An applicant is registered with the National Socio-Economic Registry (NSER) in a household having a PMT score of 60 or less.

  • Interest-Free Loans For Families Earning Less than 60,000 Rs Monthly

    Maryam Nawaz stated that the debt would be repaid over seven years. “Those who take the loans will have to pay a maximum monthly installment of Rs14,000,” the chief minister stated, adding that there was no need to pay for the first three months.

    “I have set the installments at Rs 14,000 because people need to buy food and medicine, set up a monthly budget, and pay their utility bills and children’s school fees,” the woman explained.

    Conclusion

    In conclusion, the CM apni chat apna ghar scheme is a significant opportunity for low-income families in Punjab to own a home without the burden of interest. With both online and offline application methods available, eligible families earning less than 60,000 Rs can easily apply and secure their future.

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